Our Lending Solutions | Product Line

We lend on both residential and commercial investment real estate.
We can close in 14 days or less.
We lend on traditional purchases, REOs, online auctions, wholesale deals, sheriff’s sales.
No credit check or appraisal (we perform an in-house evaluation).
We can provide a Pre-Approval Letter upon request.
Loans up to 65% ARV (After Repair Value) and can include 100% of the repair request.
Loans up to 50% LTV on cash-out refinances.
A minimum of a 10% down payment on the purchase price (or will consider any free and clear real estate
borrower has as collateral in lieu of down payment, and could also include the fees into the loan amount).
Typical lender fees include a 7% origination fee (minimum $2,500) and $2,000 in closing costs (inWisconsin) or $3,200 (outside of Wisconsin).
6-month initial term, no prepayment penalty.
Option to extend with 5% extension fee (1st extension 6 months; 2nd and proceeding extensions 3months).
15% APR. Interest-only payments made during the loan along with property tax escrow.
For Borrowers that would like a repair escrow as part of their loan, we require a Scope of Work. We advance $3,000 at closing to get started, then Borrower will make a draw request based on completed work. Review of inspection report and funding will be processed within 1-2 business days. $200 draw fee per request.